Pubdate: Tue, 08 Aug 2006 Source: Innisfail Province (CN AB) Copyright: 2006 Mountain View Publishing Contact: http://www.innisfailprovince.ca Details: http://www.mapinc.org/media/3607 Author: Dan McGeady, Innisfail Province WHAT YOU NEED TO KNOW ABOUT MONEY LAUNDERING Did you know that money laundering accounts for between two and five per cent of the planet's annual gross domestic product? The prevalence of money laundering is highest in Asia and Africa, but it is an emerging issue in Latin America - home of six of the top 10 countries with money laundering through their bank channels. Money that can, and does, come into Canada. "The program is in response to what the RCMP perceive as a lack of understanding in small business to what money laundering is," said RCMP spokesman Josh Bezanson. "We want to educate people with the information that is available. We use case studies and examples from across Alberta." If you were curious about the effect that money laundering has, the hows, whys and who's of the highly illegal trade, come to the Dr. George Kemp House on Thursday, Aug 10 at 7 p.m. The two-hour presentation is free of charge and is hosted by the Innisfail Chamber of Commerce and 'K' Division of the RCMP. "We look at it as a service to the community," said Innisfail Chamber of Commerce manager Tracey Walker. "The RCMP put the program on to teach businesses what to look out for. But it's more than just money laundering. They also go into other types of financial crime." According to the RCMP, the primary reason for laundering money is "concealing origin of money through business dealings - operating at lower profit margins (that can) negatively impacting legitimate competitors". Basically, it means taking money raised through crime and investing it in legitimate business; thereby making that money appear 'clean' in the eyes of the community. It is a risk to financial integrity, causing banking failures and financial crises that result from unexpected movement of large sums of money. It tarnishes the reputation of associated banks, professionals, industries and economies. There are considerable losses in tax revenue as transactions take place in an underground economy and facilitate criminal activity - potentially leading to higher levels of corruption inside private and public organizations and higher costs to law enforcement. "Eighty five per cent of laundered money in the province is from drugs," said Bezanson. "High level organized crime needs laundered money. You take that away, the criminal enterprise follows." Laundering enables criminal groups to self-fund, and engage in research and development to help underwrite new and more sophisticated types of criminal activity. The world-wide "take" from money laundering is estimated to be about $1 trillion, or about the GDP of Spain. In Canada it is estimated at $18-$20 billion yearly. - --- MAP posted-by: Derek