Pubdate: Sun, 05 Aug 2012 Source: El Paso Times (TX) Copyright: 2012 El Paso Times Contact: http://www.elpasotimes.com/townhall/ci_14227323 Website: http://www.elpasotimes.com/ Details: http://www.mapinc.org/media/829 Author: Diana Washington Valdez DRUG CASH FUELS MONEY LAUNDERING While drug trafficking, gruesome killings and big drug seizures tend to grab the public's attention, experts say, the real action is in the money -- billions of dollars worth of it. A recent U.S. Senate report on money laundering provides some insight into just how much money the drug cartels are generating. The U.S. Senate Permanent Subcommittee on Investigations on July 17 released its report titled "U.S. Vulnerabilities to Money Laundering, Drugs, and Terrorist Financing: HSBC Case History." In its simplest terms, money laundering is turning "dirty money" obtained through illegal means into clean money used for legitimate purposes. The report says HSBC Mexico, the HSBC subsidiary in Mexico, in 2008 alone moved $4 billion in bulk cash to the bank's U.S. affiliate HSBC Bank USA. The bulk cash is of suspicious origin, but due to bank secrecy laws, financial institutions do not disclose who deposited the money. The report also says that Wachovia Bank, which was purchased later by Wells Fargo, handled $4.7 billion in bulk cash over a three-year period, and "also processed $20 billion in sequentially numbered travelers cheques, the majority of which contained illegible names and unusual markings." Money exchange houses (casas de cambio) in Mexico were used to wire money to Wachovia in Florida, the report said. U.S. officials had said that they suspected many of the proceeds for the laundered funds came from the Sinaloa drug cartel led by Joaquin "Chapo" Guzman. Wachovia, accused of laundering about $378 billion from Mexico and facing U.S. criminal charges, got off last year by paying a $160 million fine. According to the Drug Enforcement Administration, about $13 billion of the $378 billion was traced to the Sinaloa cartel. Raymond W. Baker, director of of Global Financial Integrity, or GFI, and an expert on corruption, money laundering, growth and foreign policy issues, said some big banks appear to be lax in cracking down on suspicious transactions, and often wait until regulators are on top of them. "The reason for this kind of laxness in anti-money-laundering scrutiny may be that there is so much money involved in drug-trafficking," Baker said. He said that an estimated $1 trillion in dirty money is laundered each year through Western banks and businesses, and that about half of that money comes from illegal trafficking in drugs, arms and humans. GFI is a program of the Center for International Policy, a group in Washington, D.C., that conducts research and promotes policies and safeguards against money laundering and the illegal flow of money. Baker said Mexican drug cartels smuggle cash from drug proceeds into Mexico, and then that money is wired back to U.S. banks, where it is used to purchase products or services. On Thursday, the U.S. Attorney's Office for the Southern District of New York announced that Mario E. Villanueva, 64, had pleaded guilty to conspiring to launder $19 million in bribe payments he received from the Juarez drug cartel from 1994 to 1999. Officials said Villanueva was governor of Quintana Roo when he received the drug-cartel bribes. Officials said Villanueva used a Lehman Brothers investment representative to help him hide the funds. He used banks and brokerage accounts in the U.S., Switzerland, the Bahamas, Panama and Mexico, as well as shell corporations in the British Virgin Islands. "In 1994, (Villanueva) entered into an agreement with the Juarez cartel that would ensure its cocaine shipments traveled through Quintana Roo without interference. E Under the agreement, (Villanueva) received payments of between $400,000 and $500,000 for each shipment of cocaine that the cartel transported through his state," U.S. officials said in a statement. Based on previous cases, U.S. authorities found that drug-smuggling organizations, including ones that operate in the El Paso-Juarez region, have laundered money by investing in real estate, jewelry, auto dealerships, flower shops, tractor-trailers, nightclubs, restaurants, medical clinics and aircraft. Economics analyst Carlos Aguilar said that a lot of money laundering probably takes place in El Paso-Juarez, which is a major smuggling corridor, but that it's hard to report and prove. "I reported an instance of money laundering once, but the authorities were not interested because they said the amount of money possibly involved was too small," Aguilar said. "You have to make the cost of the punishment greater than the benefit of the crime." In May, a U.S. grand jury indicted 14 people in connection with an alleged $20 million money-laundering operation of the Zetas drug cartel to buy, sell and race quarter horses, including at the Ruidoso Downs Racetrack and Casino. Authorities said the operation allegedly used proceeds from cocaine trafficking and other illicit activities to buy race horses. FBI officials said the suspects involved in the alleged scheme used Bank of America accounts to conduct their investment transactions. The bank is not accused of wrongdoing, and bank officials said in a statement that they are cooperating with authorities. A U.S. district judge in Texas scheduled the trial in that case to begin in October. Last year, the owner of the Gateway Hotel in Downtown El Paso was found guilty of money laundering in relation to a human-trafficking scheme. Officials said the owner used the hotel transactions to launder proceeds from the smuggling. Baker said "money laundering also occurs through shell companies and offshore accounts." According to U.S. drug investigators, Amado Carrillo, founder of the Carrillo Fuentes cartel in Juarez, was grossing about $200 million a week during the 1990s, requiring the cartel to develop new ways to clean staggering quantities of drug money. Phil Jordan, former director of the El Paso Intelligence Center, said U.S. investigators learned that the kingpin also had owned a bank in El Paso. U.S. officials would not disclose the bank's name. Last week, the U.S. Treasury Department added relatives of alleged drug lord Jose "Azul" Esparragoza to its list of companies and individuals under the U.S. Drug Kingpin Act, which prohibits people from conducting business with these people and freezes their U.S. assets. The U.S. government had already added Esparragoza to the list. Esparragoza, a former Mexican federal police officer, reportedly left the Carrillo Fuentes cartel to ally himself with the rival Sinaloa drug organization. Mexican authorities have attributed more than 10,000 homicides in Juarez since 2008 to the warring cartels. In a new twist to the problem of money laundering, the Mexican National Securities and Banking Commission announced earlier last week that the commission fined HSBC Mexico $28 million for failing to prevent money laundering through its accounts. Mexican officials did not say whether any of the laundered money was connected to drug-trafficking proceeds, and HSBC agreed to pay the fine. The U.S. Senate report said the London-based HSBC Bank used to be known as the Hongkong and Shanghai Banking Corp. Historically, in its oldest incarnation, the bank was created in the 1800s to help merchants involved in the opium trade between Britain and China around the period of the Opium Wars. - --- MAP posted-by: Matt