Source: San Jose Mercury News (CA) Contact: http://www.sjmercury.com/ Pubdate: Sat, 3 Oct 1998 Author: Tracey Kaplan, Mercury News Staff Writer A PLASTIC CARD TO GET OUT OF JAIL Santa Clara County to install machine that bypasses bondsmen Ah, modern life. You have your ATM kiosks, your ticket kiosks, your espresso kiosks and -- in the heart of Silicon Valley -- your bail-yourself-out kiosk. Starting Wednesday, Santa Clara County will be the first major jail in the country with a bail-dispensing machine. With a swipe of a credit card, eligible defendants will be able to get out of the clink within moments of being booked instead of waiting hours or even days for a relative or bail bondsman to arrive with the necessary cash. Only one other place in the nation so far -- tiny San Luis Obispo County -- has installed such convenience machines. But the private company that sells the kiosks expects them to become as ubiquitous as ATMs. Already bail bondsmen, whose $10-billion national monopoly is threatened, say the service is illegal and contains hidden costs to consumers. But Santa Clara County officials defend the bail kiosk, saying that eliminating jail stays will reduce taxpayer costs and jail overcrowding. It costs taxpayers $62 to keep an inmate overnight in jail. ``It's using the newest technology, and we are the technological valley,'' said Supervisor Pete McHugh, adding that the people who will be released after using the machine have been charged with, not convicted of, a crime. Anyone who has been charged with a crime that carries bail may use the kiosk. But the heaviest use is expected to be from those arrested for relatively minor crimes with bails under $5,000 -- well within the limit many people carry on their credit cards. Those crimes include vandalism, assault, drunken driving and drug possession. On top of the bail amount, the arrestee will pay a 10 percent surcharge to the private company that operates the kiosk -- the same fee charged by bail bondsmen. But local bail bond agents say using the kiosk also carries hidden costs in the form of steep cash-advance fees and interest charges by credit card companies. For example, a defendant arrested on a felony drug possession charge must post $5,000 bail to be released before trial. The defendant, of course, may put up the cash himself, in which case no fee is charged. Defendants always get the basic bail amount back from the county once the case is resolved -- as long as they appear at every scheduled court hearing. But if the defendant uses a bail bond agent or the kiosk, he pays a $500, non-refundable fee to either the agent or to Judicial Solutions Inc., the kiosk company. Inmate welfare fund Unlike the bail agent, the kiosk company pays 20 percent of the 10 percent surcharge -- which in this case is $100 -- to the county's inmate welfare fund. The fund pays for vocational training and other inmate services. If the defendant uses a credit card at the kiosk, he may also have to pay a cash-advance charge of up to 3 percent on the $5,500 to the credit card company, plus the customary monthly interest on the loan. The bail industry's chief complaint about the kiosk, however, is that it poses unfair competition and is illegal because it is not licensed by the state. Bail bond agents, on the other hand, are licensed by the state Department of Insurance and have to comply with strict state regulations. ``The first time I heard about this was last week, and I was flabbergasted,'' said Ted Wallace, president of the Santa Clara County Professional Bail Association and a member of the board of directors of the California Bail Agents Association. ``We're definitely investigating our legal options.'' Judicial Solutions contends it does not need a license because it is not fronting money to defendants, just enabling them to tap into their own credit lines. ``It's a fairly political product because the bail industry has had it to themselves for 240 years,'' said John Bergmann, president of Judicial Solutions. ``But we're definitely not bailing out O.J. Simpson; we're taking the crumbs.'' Bail bond agents admit they sometimes ignore the defendants most likely to use the kiosk because the fees involved are so small. ``A couple of bail agents I talked to said, `Great, I won't have to get up at 3 a.m. to post a $500 bail,' '' said Cherie Williams, a manager with the county Department of Correction. But Frank Rivera, an agent with Aladdin Bail Bonds, said the kiosk will cut into his profits. `That's how I pay my bills' ``There's a lot of people who don't write those small bails, but that's how I pay my bills and feed my children,'' he said. Wallace said if the kiosk turns out to be legal, the county should limit its use to defendants with bails of $1,000 or less out of fairness to the bail agents who assume the risk for most of the bail set by the county. Under its five-year contract with Judicial Solutions, the county may cancel the kiosk without incurring a penalty. San Luis Obispo, whose jail population of 500 inmates is about one-tenth the size of Santa Clara County's, has had a kiosk for four months. It's used mostly to post small bail amounts, a jail spokesman said. Bail bond agents there also are upset about it, said Todd Dolezal, an agent with San Luis Bail Bonds. ``We're prohibited by state law from advertising in the jails, yet there is this kiosk in the lobby that every 15 minutes or so announces that you can use it to post bail,'' Dolezal complained. Paying online Right now, the bail kiosk operates like a simple ATM. But Bergmann said the device, which is manufactured by Siemens Corp., will eventually be hooked to the Internet. Then, a defendant whose father is in Iowa, for example, will be able to charge his son's bail online without having to visit the jail. ``We expect the growth in its use to be almost geometric,'' Bergmann said. - --- Checked-by: Don Beck